Should You Stretch Your Pricepoint when Buying a House
Should I or Shouldn’t I -When to Stretch Your Pricepoint
You’ve found a house, you’re engaged in negotiations, and the seller is standing firm at a pricepoint beyond your comfort level. Do you stretch your pricepoint and guarantee yourself the house or stand firm and risk loosing it? This is a very common problem, and I want to give you some things to think about if you’re ever faced with this tough decision.
1. Do you have job security? Are you expecting an increase in income or a decrease in debt over the next five years? If the answer to each of these questions is “yes” then stretching your pricepoint now won’t be much of a financial risk. If the answer to either question is no, you probably want to stand firm.
2. Is this house truly unique? If you haven’t been finding many homes that you like, or if this house has a special feature that you want and can’t find elsewhere, stretching may be worthwhile. However, if there are many similar homes for sale in the area, you’re likely to find one that is willing to accept your pricepoint.
3. Will you have enough money to make any necessary alterations after closing? If the house is pristine and there isn’t anything you would change, it might be a good opportunity to move up your pricepoint. However, if you’re looking to make any additions or alterations, you need to make sure you leave yourself with the necessary financial resources. No one wants to live in a fixer they can’t afford to fix!
4. Are prices in your target market increasing or decreasing? Don’t listen to general news broadcasts about market trends. Also, don’t take broad information about an entire zip code when making a decision. Ask your agent to provide you with a detailed 6-month market analysis for the specific market in which you’re looking to buy. If prices are holding steady or increasing, you may be running out of time to snag the quality of house you’re looking for. However, if prices are decreasing it may be prudent to wait 6 months until the market drops down within your budget.
5. Where are loan rates? Talk with your loan officer to determine current rates and the security of the loan program you’re looking to use. If rates are low, this could be a good time to extend yourself. Also, if your loan officer doesn’t know whether or not the loan program you need will be around in 6 months, now may be a good time to buy.
Post your comment
Comments
-
http://onelyplanet.com/459/free-live-porn.html free live porn, 543102, http://eharemony.com/099/free-female-masterbation-videos.html free female masterbation videos, >:PP, http://jetbluye.com/84/london-times.html london times, 9238, http://forhomeschooling.info/cp/03/cheap-gas.html cheap gas, :-], http://onelyplanet.com/459/orential-trading-company.html orential trading company, gqcza, http://mudiciansfriend.com/841/omaha-backpage.html omaha backpage, pxivt, http://laptop-battery.mobi/wp-includes/61/tech-data.html tech data, 1484, http://yourworkplacedoctor.com/media/215/free-indian-porn-movies.html free indian porn movies, oei,
Posted by casual sex videos, 31/08/2010 3:28am (6 days ago)
-
http://hp-laptopbattery.com/images/21/kendra-wilkinson-nude-video.html kendra wilkinson nude video, zebgno, http://innerhumandesign.com/IXWEBcgi-bin/560/harcore-porn.html harcore porn, 8(, http://easywebfix.com/accountant/12/composting-toilets.html composting toilets, %DD, http://monbster.com/53/suzanne-enoch.html suzanne enoch, rqhzm, http://programs-affiliate.info/cp/82/white-girl-porn.html white girl porn, %-PP, http://innerhumandesign.com/IXWEBcgi-bin/560/wate-tv.html wate tv, >:-DD, http://tbcbrass.org/modlogan/52/last-cookie.html last cookie, 280404, http://www.cofu.us/cp/054/california-beaches.html california beaches, opiayb, http://pjcfa.com/images/100/shasha-grey.html shasha grey, 8-),
Posted by hardcore partying, 31/08/2010 3:00am (6 days ago)
-
http://franksack.com/cp/45/computer-speed-test.html computer speed test, 038961, http://advicesync.com/webalizer/263/yukie-kawamura.html yukie kawamura, 22342, http://smarbtargains.com/33/spiedel-watch-bands.html spiedel watch bands, 595473, http://mokshajewellery.com/moksha-bracelets/135/watersport-tube.html watersport tube, =O, http://exercisehealthandfitness.info/images/68/wild-amateur.html wild amateur, kyjcpe, http://batteryworld.info/cp/018/national-nurses-week.html national nurses week, hjo, http://wavemakercoaching.com/IXcp/73/black-girl-upskirt.html black girl upskirt, =-[[, http://laptops-parts.com/wp-admin/37/chris-gartin.html chris gartin, 046480, http://pjcfa.com/images/100/heather-erotic-nude.html heather erotic nude, %[[, http://mendotaheightshomesforsale.com/blog_items/89/prego-porn.html prego porn, ctca,
Posted by belleville boots, 31/08/2010 2:38am (6 days ago)
-
http://solar-tans.com/Scripts/626/celebrity-diamond-circle-pendant.html celebrity diamond circle pendant, anfrx, http://self-improvement-help.info/wordpress/192/sea-pro-boats.html sea pro boats, =-PP, http://compositebuildingsystems.com/cgi-bin/22/one-hockey-tournament.html one hockey tournament, 33625, http://romero.mx/modlogan/88/zucchini-recipe.html zucchini recipe, kmi, http://plantsgardening.info/wordpress/416/adult-chat-babble.html adult chat babble, 8-[[, http://eaganhomesforsale.com/cp/25/mens-thongs.html mens thongs, =PPP, http://babycentet.com/webalizer/93/smut-swap.html smut swap, %-], http://indian-handicrafts-exporters.com/coloured-glass/947/suntrust-bank-online-banking.html suntrust bank online banking, >:)), http://customizedgirl.net/390/tijuana-donkey-show.html tijuana donkey show, %[[,
Posted by wc puppets, 31/08/2010 2:16am (6 days ago)
-
http://pjcfa.com/images/100/tit-fuck-stories.html tit fuck stories, 8DDD, http://trinitybiblechurch.org/articles/68/anz-internet-banking.html anz internet banking, zol, http://matamala.mx/images/07/free-printables.html free printables, :PPP, http://lunartext.com/topbanner/385/halimbawa-ng-paglalahad.html halimbawa ng paglalahad, nko, http://extremesuccessacademy.com/cp/38/home-made-movies-tube.html home made movies tube, 051, http://wwreview.com/wordpress/536/morty-big-brother-12.html morty big brother 12, 9889, http://buy-home-appliances.com/cp/023/datamax-tampa.html datamax tampa, 395, http://coredynamicscoaching.com/cp/84/rod-serling.html rod serling, 8[[,
Posted by campbellsville topix, 31/08/2010 1:54am (6 days ago)
-
http://osepzg.com/2ot
http://osepzg.com/5ml
http://osepzg.com/5ft
http://osepzg.com/4o8
http://osepzg.com/2sy
http://osepzg.com/23m
http://osepzg.com/5tj
http://osepzg.com/1f3
http://osepzg.com/5t
http://osepzg.com/4cr
http://osepzg.com/38w
http://osepzg.com/2jw
http://osepzg.com/3br
http://osepzg.com/3td
http://osepzg.com/211
http://osepzg.com/3fs
http://osepzg.com/4dh
http://osepzg.com/2w8
http://osepzg.com/4ok
http://osepzg.com/280
http://osepzg.com/164
http://osepzg.com/3v0
http://osepzg.com/3xo
http://osepzg.com/1gl
http://osepzg.com/qy
http://osepzg.com/2dw
http://osepzg.com/3rl
http://osepzg.com/51s
http://osepzg.com/51t
http://osepzg.com/1ut
Posted by Melodie Wallace, 31/08/2010 1:47am (6 days ago)
-
http://debugyouradd.com/cp/580/latin-translation.html latin translation, 8-(((, http://lanecleaningservices.com/images/46/kathy-reichs-books.html kathy reichs books, >:-(((, http://1800flowewrs.com/86/xhamster-xxx-videos.html xhamster xxx videos, 6561, http://discountedbooks.org/wordpress/70/mainstay-suites.html mainstay suites, wpm, http://golfsmiht.com/webalizer/17/clarks-shoes.html clarks shoes, 596517, http://coloradocustomclothing.com/_vti_cnf/22/preteen-hentai.html preteen hentai, pdyo, http://autocheapparts.info/cp/88/8-street-latina.html 8 street latina, :-[[,
Posted by quicksilver clothing, 31/08/2010 1:32am (6 days ago)
-
http://buy-printer.org/cp/17/sun-gazette.html sun gazette, 31134, http://armchairsoftware.com/misc/48/the-armory.html the armory, >:-[[, http://hotwoire.com/webalizer/482/angelina-college.html angelina college, 0434, http://www.cofu.us/cp/054/the-new-deal.html the new deal, 842407, http://onelyplanet.com/459/taylor-scales.html taylor scales, 9236, http://trucksvehicles.info/cp/375/anna-nicole-smith-movies.html anna nicole smith movies, pjy, http://selfimprovementmotivation.info/cp/58/airline-tickets-online.html airline tickets online, 761363, http://denverleadslist.com/aspnet_client/37/912-area-code.html 912 area code, jwjjw, http://run4deal.com/images/127/property-room-com.html property room com, >:)),
Posted by jail inmate, 31/08/2010 1:10am (6 days ago)
-
http://marjoriehills.com/images/337/a-very-potter-musical.html a very potter musical, 459641, http://buy-electronics.info/cp/081/pennsylvania-college-of-technology.html pennsylvania college of technology, >:-PP, http://trinitybiblechurch.org/articles/68/tombstone-az.html tombstone az, phya, http://princess3theatre.com/cp/21/brios-restaurant-website.html brios restaurant website, %-]]], http://new-articles.org/wordpress/894/list-of-religions.html list of religions, spy, http://quality-home-improvement.info/cp/53/mile-high-club.html mile high club, 145, http://medsatu.com/images/131/yahoo-images.html yahoo images, clxca, http://pohlenz.mx/webalizer/748/chesty-morgan.html chesty morgan, >:-[[[,
Posted by first birthday, 31/08/2010 12:48am (6 days ago)
-
http://princess3theatre.com/cp/21/iphone-update.html iphone update, %PPP, http://lanecleaningservices.com/images/46/nc-farm-bureau-insurance.html nc farm bureau insurance, 3803, http://keepingtrackof.com/images/05/office-2007-trial.html office 2007 trial, idm, http://batteryweekly.info/wp-admin/34/free-porn-images.html free porn images, 379800, http://markandangela.info/b/327/raw-boobs.html raw boobs, 79916, http://rjsoul.com/webalizer/036/black-roses.html black roses, %-(, http://buywebhosting.biz/images/202/fox-13-tampa-fl.html fox 13 tampa fl, 91278, http://cheapbooksforsale.info/images/46/turkish-arabic.html turkish arabic, 89239,
Posted by u s airlines, 31/08/2010 12:26am (6 days ago)
« previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 403 404 405 406 407 408 409 410 411 412 413 414 415 416 417 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 436 437 438 439 440 441 442 443 444 445 446 447 448 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 469 470 471 472 473 474 475 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 505 506 507 508 509 510 511 512 513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 533 534 535 536 537 538 539 540 541 542 543 544 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 569 570 571 572 573 574 575 576 577 578 579 580 581 582 583 584 585 586 587 588 589 590 591 592 593 594 595 596 597 598 599 600 601 602 603 604 605 606 607 608 609 610 611 612 613 614 615 616 617 618 619 620 621 622 623 624 625 626 627 next »
| © 2008 WE FIND AGENTS. All Rights Reserved | Site by motionstrand |